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Digital Savings Groups

KoloSquare modernizes the traditional savings groups system into a secure mobile platform.
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check list Minimum members 11 check list Maximum members 15 check list Fixed Share Contribution Model check list Weekly or Monthly Routine Savings Per Cycles check list Minimum members 11 check list Maximum members 15 check list Fixed Share Contribution Model check list Weekly or Monthly Routine Savings Per Cycles
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BUILT-IN GOVERNANCE
Improved Traditional Savings Groups Model
KoloSquare integrates the trusted VSLA accountability structure. No sensitive transaction happens without collective group authorization.
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Box Keeper (Custody Role)
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Key Holders (Approval Signatories)
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Book Keeper (Record Integrity)
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GROUP FEATURES
Everything Your Group Needs to Run Smoothly
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Transparent Contribution Tracking

Every member's contributions are recorded in real time on a shared digital ledger, visible to all group members at all times.
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In-App Group Voting

Decisions on payouts, financing, and membership are put to a democratic vote within the app. Results are recorded permanently.
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Automated Meeting Reminders

Never miss a group meeting. KoloSquare sends automated reminders to all members ahead of scheduled meeting and contribution days.
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Group Chat & Announcements

Communicate with group members, share updates, and post announcements. All within a dedicated group channel in the app.
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Digital Audit Trail

Transactions and discussions are logged and timestamped live in an immutable blockchain that is accessible to all members, ensuring complete financial accountability.
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Bank-Linked Contributions

All contributions are processed through our licensed partner banks. Funds are held in segregated custodial accounts.